Where can I find scholarly opinions on the issue of requiring insurance in a lease-to-own contract?

The Islamic Fiqh Academy’s resolution no. 30222-4-12 states that among the conditions for the permissibility of Ijara Muntahia Bittamleek (lease ending in ownership) is that the insurance on the leased asset must be cooperative Islamic insurance, not commercial, and it must be borne by the owner (lessor), not the lessee. Furthermore, the leased asset’s guarantee must be the responsibility of the owner, not the lessee. Thus, the lessor bears any damage incurred by the asset that is not a result of the lessee's transgression or negligence, and the lessee is not obligated to anything if the usufruct is lost.