Is it permissible for an employer to own a healthcare recruitment agency that requires workers to have workers' compensation insurance, general liability insurance, and malpractice insurance?
It is permissible to establish a recruitment agency that provides healthcare staff under temporary contracts. If the employer is compelled to undertake commercial insurance, there is no sin upon him, and the sin falls upon the one who compelled him.
Sheikh Ibn Uthaymeen clarified that mandatory health insurance for an employee is considered an injustice, and if the employee needs treatment, he should only be treated to the extent of what he has paid.
Sheikh Yusuf Al-Shubaili stated that mandatory car insurance is permissible out of necessity, but it is not permissible to exceed the amount required by that necessity.
Therefore, as long as the commercial activity is permissible, he may engage in it. If he is forced to undertake insurance, there is no sin upon him, and the sin falls upon the one who compelled him.
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