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The question

What is the ruling on taking out governmental health insurance for scholarship students, whereby the embassy pays the costs of treatment to the insurance company on behalf of the student, regardless of whether he needs treatment or not, given that there is a dedicated budget for students' medical treatment that can only be utilized through insurance companies?

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Source: FtawySummarized from the full answer at Ftawy · imported Sep 2, 20261 min readAlso available in العربية
The answer

Commercial health insurance based on (excessive uncertainty/ambiguity) is forbidden, and it is not permissible to willingly subscribe to it. However, it is permissible in cases of necessity, and in such a situation, the insured is not entitled to benefit from it beyond the amount they have paid.

Summarized from the full answer at Ftawy · imported

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
129025
Imported
Translation status
Source text, unreviewed
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