How do we verify the bank's true ownership of the commodity (such as a car) in a Murabaha contract, and ensure it is not a fictitious ownership?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The actual possession of all types of goods is a condition for their permissible sale according to the majority of scholars. The manner of possession varies depending on the item. Therefore, the possession of a car occurs by taking possession of it and moving it from its place of sale, such that it comes under the bank's guarantee. If this happens, then it becomes permissible for the bank to sell it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/109885
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 109885
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy