What is the ruling on purchasing a car through Murabaha via Salam Bank according to the steps mentioned?
The aforementioned transaction is called Murabaha to the one who promises to purchase, and it is permissible if the bank acquires ownership of the commodity and sells it to the one who promises to purchase, without prohibited conditions, with the agent bearing responsibility for damage before delivery and the consequences of returning it due to hidden defects. As for the bank's requirement for a seriousness deposit, there is no harm in it. This entails the customer bearing responsibility for damages incurred by the institution due to the seller not adhering to the commodity's specifications, or not being serious in fulfilling his obligations.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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