Is it permissible to use Visa and Mastercard in retail stores, given that the vendor pays fees to the bank and nothing is deducted from the buyer's account?

There is no objection to collecting the price of sales from customers via credit cards, and it is permissible to pay a known commission to the bank for this collection. It is not permissible to open an account in a usurious bank except in cases of dire necessity, and it should be a current account that does not accrue usurious interest.