What is the ruling on paying a down payment for a commodity to individuals who purchase it in installments from a merchant, and then the one who paid the down payment buys the commodity from them in cash at market price after deducting the down payment made?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
This transaction—according to the description—is a loan in which the borrower is required to sell a commodity to the lender at an agreed-upon price. It is impermissible because the Prophet, peace and blessings be upon him, forbade sales combined with loans.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/170931
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 170931
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy