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What is the ruling on health insurance for the family of an employee in a private company?

1 min readAlso available in العربية

The ruling on participating in health insurance has been clarified in previous fatwas: commercial insurance is considered forbidden, and it is impermissible to participate in it except out of necessity, whereas cooperative insurance is permissible and there is no objection to it. Based on this, the ruling on the questioner's participation in the insurance they are inquiring about becomes clear.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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