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The question

Is it permissible to use a credit card to purchase pre-paid video game cards from suppliers, knowing that their price is paid to the supplier after they are sold?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

If the cards represent a financial balance, then purchasing them is considered an exchange (sarf) in which immediate possession (qabd), whether actual or constructive, is required. It is permissible to deduct the price from the credit card if it is directly credited to the seller's account. However, deferring payment of the price is not permissible due to the lack of immediate possession. It is not permissible to profit from this transaction except by selling the card for a different currency.

As for prepaid recharge cards for telecommunications companies, these represent benefits. It is permissible to sell them for more than their value and to defer payment of their price. The ruling on using a credit card to purchase these and other cards depends on the type of card, its terms, and whether it involves usury (riba) or not.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
145078
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy