What is the ruling on purchasing a car through the hospital's savings fund, which buys the commodity and sells it to the employee at an increased price, with the commodity remaining in its possession for one day before being handed over to the employee?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The employees are partners in the fund's capital, and it is permissible for them to purchase from it. Buying a car in installments is permissible, even if its price is higher than its cash sale price, provided that a specific price is agreed upon. It is not permissible for the seller to conclude a sales contract until he owns the commodity and it comes under his guarantee.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/84404
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 84404
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy