What is the ruling on purchasing a car through the hospital's savings fund, which buys the commodity and sells it to the employee at an increased price, with the commodity remaining in its possession for one day before being handed over to the employee?
The employees are partners in the fund's capital, and it is permissible for them to purchase from it. Buying a car in installments is permissible, even if its price is higher than its cash sale price, provided that a specific price is agreed upon. It is not permissible for the seller to conclude a sales contract until he owns the commodity and it comes under his guarantee.
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- Original fatwa ID
- 84404
- Imported
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