How will Allah hold me accountable for my tourism and enjoyment at a time when many are suffering from poverty, hunger, and homelessness, and is there an action I can take to justify my position and have an argument before Allah?

Allah Almighty has differentiated among people in sustenance, and the wealthy are not required to spend all their money. Rather, they are obligated to fulfill financial duties such as zakat (definition) and supporting those under their care. It is recommended for them to give abundant charity, do good deeds, and provide generously for the needy. Indeed, charity does not diminish wealth; rather, it increases it: "And whatever you spend of anything, He will compensate it; and He is the best of providers," and "You will not attain righteousness until you spend from that which you love."