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What is the ruling on borrowing with usury in cases of extreme necessity to preserve oneself and one's family, given the absence of legitimate alternatives and the difficulty of living conditions?

1 min readAlso available in العربية

Suicide is a grave sin with severe punishment, and Paradise is forbidden to the one who commits suicide. A Muslim must distance themselves from the thought of suicide, cling to Allah, and ensure their earnings and food are good to guarantee their supplications are answered. Usury (riba) is evil and forbidden, and it is not permissible to resort to it except in dire necessity. There are many legitimate solutions, and piety (taqwa) and seeking forgiveness (istighfar) bring ease and provision.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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