Is it permissible to buy a car from a company that stipulates the car remains in its name until the full price is paid, knowing that the company does not deal with an installment system but only with a leasing system?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Lease-to-own is impermissible, due to its inclusion of several -prohibited elements, among them:
1. Contracting for a single asset with two unstable contracts, which leads to conflicting obligations. 2. The installment amount designated as rent does not correspond to the actual rent of the asset, because it is, in reality, an installment of the price. This may lead to devouring people's wealth unjustly when the buyer becomes unable to pay. 3. This contract has led to the bankruptcy of many people.
Installment sales, with sufficient guarantees, can serve as an alternative to this contract.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/31231
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 31231
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy