Is buying a car from a bank—which buys it from the dealership and sells it to me—permissible or impermissible, knowing that I am not taking a loan from the bank?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to purchase a car from the bank through a Murabaha contract if the -compliant Murabaha conditions are met. These conditions are: the bank truly owns the car and it is under its responsibility, then it sells it to you without a prior obligation for you to purchase it, and there are no penalties for late payment. If these conditions are not met, then it is not permissible to purchase, except in the case of a recognized legitimate necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/160307
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 160307
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy