Should debt repayment be prioritized over spending on one's family and children if the money is not sufficient for both?

A Muslim should not borrow money unless there is a need, and he should have a sincere intention to repay it so that Allah may grant him success, for the Prophet, peace and blessings be upon him, said: "Whoever takes people's money with the intention of repaying it, Allah will repay it on his behalf; and whoever takes it with the intention of destroying it, Allah will destroy him."

The questioner is advised to balance debt repayment and family expenses by paying off the debt in installments and being economical in spending. If that is not possible:

1. If the debt is deferred: Family expenses take precedence over the debt. 2. If the debt is due immediately: If the creditor agrees to postpone, then the money should be spent on his dependents. If he does not agree, then family expenses still take precedence over the creditors' right, because life necessities such as the expenses, clothing, and housing of dependents take precedence over debt repayment.

It is recommended to frequently supplicate: "O Allah, suffice me with Your lawful provision against Your unlawful, and enrich me by Your favor from all others besides You."