Is purchasing a car through Islamic Murabaha from an Islamic bank that is approved by the Iftaa' Department considered usury?

The fundamental principle of Islamic banks is their adherence to Sharia regulations. However, merely labeling a bank as "Islamic" does not necessarily mean that all its transactions are valid. The criterion is the bank's commitment to the rulings of Sharia, not just its name. If a specific transaction is unclear to you, you must inquire about it from trustworthy scholars before proceeding. Furthermore, Murabaha to the one who promises to purchase (Murabaha lil-amir bil-shira') is permissible under specific conditions.