What is the ruling on participating in a program called "Activation" which is based on sending a sum of money to the organizer, who then sends you a coupon with a name on a list, and you are required to distribute three such coupons to others in exchange for a sum of money and an amount sent to a person registered on the list, and these three must activate three others, and the process continues until it reaches 81 people, whereupon you are sent $82,0 in exchange for the initial $130 sent? Is this permissible (halal)?
This transaction is gambling, not a sale, and Islam rejects all forms of earning without effort. Those in charge of these institutions acquire vast sums of money without any right. Therefore, whoever has become involved with them must seek forgiveness and repent, and one must stay away from these companies and warn people against them.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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