What is the ruling on dealing with Abu Dhabi Islamic Bank by depositing an amount in the form of Islamic sukuk with a variable murabaha and a sharia agency contract, knowing that they offer an Islamic murabaha to the employee at a fixed rate, which is considered a disguised loan?

It is not possible to rule on the aforementioned transaction without knowing its details. However, investing money in banks is subject to the following Sharia-compliant conditions: The money must be invested in permissible activities, the capital must not be guaranteed by the bank, and the profit must be determined as a common percentage of the profit, not of the capital. If the investment deposit is conducted according to these controls, then there is no objection to it.