What is the ruling on opening an account with the Saudi National Bank to obtain a prepaid credit card and to subscribe to non-usurious shares, and is it obligatory to close the account and cancel the card if the bank's dealings are impermissible, and does the impermissible subscription in the National Bank harm those who did not subscribe to it?
There is no objection to opening an account or obtaining a prepaid card if the transaction is with an Islamic branch of the bank. However, dealing with usurious banks is not permissible except in cases of dire necessity, with no legitimate alternatives available. Accounts and credit cards in usurious banks must be canceled.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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