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The question

Is it considered Islamically permissible to dispose of the surplus amount from health insurance deductions, which exceeds what the subscriber and his employer paid?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

In commercial insurance, it is permissible to benefit from the amount paid by the company (whether through salary deduction or not), and any excess beyond that must be disposed of in charitable ways for the benefit of Muslims.

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
146439
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy