Is it permissible to benefit from the financial and non-financial prizes offered by the Cooperative Company for Public Transport Employees, which provides health insurance for its members and presents prizes to outstanding children of its subscribers? And what is the ruling on prizes that were taken before knowing the Sharia ruling?

If the insurance company is commercial, it is not permissible to subscribe to it or accept its prizes, because its money is illicit due to the prohibition of commercial insurance, which is based on gharar (excessive uncertainty) and maysir (gambling). The monetary prizes that exist should be spent on general Muslim welfare, and if any of it has been consumed, an equivalent amount should be given out if the recipient is wealthy. As for non-monetary prizes, repentance and seeking forgiveness for benefiting from them are sufficient.