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What is the ruling on using Al Rajhi Bank's current account card at ATMs of Egyptian banks, knowing that ATMs in Egypt or other countries take a precautionary measure of charging more than the daily currency exchange rate? And what is the alternative if it is impermissible?

1 min readAlso available in العربية

It is permissible to use Al-Rajhi ATM cards in Egyptian banks, even if the exchange rate is higher than the market rate, because the criterion is the mutual consent of the two parties if the currencies differ and immediacy is found. There is no objection to taking a commission for this service. As for withdrawing the same currency deposited in the account, it is permissible.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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