Is it permissible to receive a pension from social insurance after paying a belated amount and a fine for a carpentry workshop instead of a microbus that was sold, and would this be unlawful for me since I am the one who will pay this amount?
Social insurance, which is sponsored by the state and does not aim for profit but rather to support employees when they are unable to work due to disability or retirement, is permissible in Islamic law. Contemporary scholars, including Sheikh Muhammad Al-Siddiq Al-Darir and Sheikh Al-Salous, hold the view that this type of insurance does not fall under commercial insurance; rather, it is a form of public insurance based on the concept of social solidarity. The Council of Senior Scholars considers social insurance a manifestation of the state's public policy to ensure the interests of its citizens, with the state often bearing the largest percentage of the premiums. Based on this, there is no harm in paying the amount to your father and benefiting from what this insurance covers, as Sheikh Al-Zuhaili mentioned, because the state is obligated to care for its citizens in cases of disability, old age, and illness.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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