How can an employee with a low salary buy a home in Tunisia, given the absence of true Islamic banks and the high profits of conventional banks? Is housing considered one of the necessities that permits some prohibitions, especially since Islam is a religion of ease? And why do scholars not offer realistic solutions to the housing problem away from usury?
A dwelling is an absolute necessity, but it is not permissible to commit forbidden acts to obtain it, except in cases of dire necessity, such as the inability to purchase or rent a home. Usury (riba) is forbidden in Islamic law. The Prophet, peace and blessings be upon him, cursed the one who consumes it, the one who feeds it, its scribe, and its two witnesses, due to its gravity and severe consequences. Allah obliterates it, even if it increases. Permissible ways are numerous, and lawful profit is permissible, regardless of its percentage, unlike usury. A Muslim must be keen on what Allah has made lawful and distance himself from what He has forbidden, and show pride in his religion, and encourage wealthy individuals to provide services that comply with Allah's law.
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