Will the physician sent abroad for study be sinful if he delays his return to his country for two or three years to save money to pay off his debts and secure housing, especially since the sending entity did not adhere to the conditions for extending the scholarship, and will he be absolved of sin if he pays the financial penalty resulting from his failure to return?

Both parties must fulfill the agreement made, and the state must extend the grant according to the agreement. If the state violates the condition, this does not permit the beneficiary to violate it. If the salary does not cover the expenses, the beneficiary has the right to request resignation, while bearing the study costs. Delaying the handover is not permissible if it is legally prohibited, and one is not allowed to commit forbidden acts under the pretext of atonement. Paying the fine clears the financial liability, but absolution from sin depends on repentance and its acceptance.