Is health insurance, the premium costs of which are borne by companies for their employees, permissible or forbidden?
It is permissible for health insurance to be cooperative, and it is forbidden if it is commercial and based on gharar (excessive uncertainty/risk). There is no blame on an employee benefiting from health insurance provided by their company, without them having a choice in the method of insurance.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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