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Is health insurance, the premium costs of which are borne by companies for their employees, permissible or forbidden?

1 min readAlso available in العربية

It is permissible for health insurance to be cooperative, and it is forbidden if it is commercial and based on gharar (excessive uncertainty/risk). There is no blame on an employee benefiting from health insurance provided by their company, without them having a choice in the method of insurance.

Summarized from the full answer at Ftawy · reviewed Sep 2, 2026

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