What is the ruling on disposing of usurious profits that were disbursed with the intention of returning them to the poor as a debt upon the disposer?

If the aforementioned money is a deposit in a usurious bank, its interest is usury (riba) and must be disposed of by spending it on the welfare of Muslims, the poor, and the needy. It is not permissible to spend it for the benefit of its owner unless he is poor and in need, in which case he must repay what he spent for his own benefit from that interest. The deposit must be withdrawn from the usurious bank, and if there is no other means to safeguard the money, it can be deposited in a current account.