What are the rights and obligations of a girl who wants to annul the religious marriage contract (but not the civil one), and must she return the dowry and clothes to her husband?

A woman does not have the right to annul a legal marital contract with its stipulations, for divorce is in the hand of the husband, not hers, unless harm necessitating divorce is proven, in which case the matter is referred to the judge. A woman may also seek khul' from her husband in exchange for compensation she pays him. If khul' or divorce is issued by the judge, it is considered an irrevocable divorce. As for the civil contract, it has no consideration or value if the legal contract is annulled, because it is merely for documentation purposes.