Is it permissible to purchase gold in installments as a dowry for a girl, not with the intention of selling it or trading it, but due to financial circumstances that prevent the husband from buying it outright at present?

Selling gold with paper currency involves some detail. Unwrought gold may not be sold for currency on credit; rather, mutual possession must take place in the contract session because paper currency takes the ruling of gold. As for selling jewelry (wrought gold) with paper currency on credit, the majority of scholars forbid it, while others, such as Ibn Taymiyyah and Ibn al-Qayyim, permit it, reasoning that manufacturing has removed gold from its monetary function and made it a commodity, thus allowing its sale in installments. Despite this difference of opinion, it is more cautious not to purchase wrought gold in installments except in cases of extreme necessity.