Is buying a house in installments from a non-Islamic bank, in order to save siblings from eviction, considered haram and usury?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Purchasing goods through a bank takes two forms: The first is prohibited, which is when the bank acts merely as a financier, lending the customer the price of the commodity with an increase; this is usury (riba). The second is permissible, which is when the bank genuinely purchases the commodity and then sells it to the customer for a higher deferred price. This is called Murabaha sale for one who requests a purchase. It is not permissible for the bank to sell before it has purchased the commodity. The brothers' need for housing does not permit usury, because the harm can be averted by renting.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/18617
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 18617
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy