What is the ruling on opening a current account to receive salary, given the presence of annual deductions and withdrawal fees from other banks? Is this permissible or prohibited?

There is no objection to an employee opening a current account in a Riba-based bank if they are compelled to do so for their salary to be deposited. They must withdraw their balance immediately. However, if there is no such need, it is not permissible to open such an account. There is no harm in using the bank's Visa card at other banks' ATMs and charging a fee for that.