Is participating in the paid communication cards, "Sawa," and the resulting profits considered usury, taking into account two methods for paying representatives: the first by determining a certain percentage of the profits, and the second by determining a fixed profit for the participant and the representative receiving the remaining amount, and what is the ruling on the received profits in the event that the participation is not Sharia-compliant?

If a specific percentage of the profit is agreed upon for the representatives, there is no harm in that. This transaction is a type of permissible partnership, where the shareholder contributes with his money and the representative with his effort. Shaykh al-Islam said: "Musāqāh (sharecropping of trees), Muzāra'ah (sharecropping of land), Mudārabah (profit-sharing partnership), and similar partnerships are based on what is produced. And whoever says they are a form of leasing in the general sense has spoken truthfully." If the compensation is from what is produced by the work, then it is permissible for it to be a common share. The jurists have explicitly stated the permissibility for a tailor to receive half the profit of a garment he cuts. It is also permissible for the shareholder to say to the representative: "Sell the share for such-and-such, and whatever exceeds that is yours."