What is the ruling on the initial amount paid from another loan, and is it considered usury (riba)? What should be done with the amounts that are installments from selling Tide soap?

If the bank sells you the commodity with a valid sale after acquiring ownership of it, and then sells it to you in installments, the contract is valid if its conditions are met; otherwise, it is not valid. If the second loan is a benevolent loan (Qard Hasan) with no interest, there is no objection; otherwise, it is forbidden, and you are only required to return the principal. Buying soap and selling it in installments is permissible, and owning its profits is lawful.