Is there a Sharia doubt in agreeing to purchase land jointly, on condition that it be registered in the name of the creditor, and that the two parties share the profits, from which a previous debt owed by the debtor is deducted, with special clauses in the event of the death of either party?
Stipulating a potential benefit in exchange for a loan makes the loan usurious. Excessive gharar (uncertainty) in the agreement renders it invalid, as does exposing the debtor to significant loss. All of these factors invalidate the agreement and necessitate its rectification.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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