What is the ruling on issuing a "Nymcard" for personal use and for making online purchases, knowing that it is a pre-paid card that cannot be reloaded, and is loaded via "Western Union"?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Prepaid purchase cards or instant debit cards are permissible because they are considered covered credit cards. They are free from usurious issues and do not involve an interest-bearing loan from the issuing entity. What the issuing entity takes is a fee for the services provided. It is permissible to use these cards for purchasing gold and other items, as the debit is made instantly from the customer's balance.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/165338
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 165338
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy