What is the ruling on using the Samba Visa card and its annual subscription, knowing that the bank charges annual fees and interest upon delay in paying the amounts withdrawn in cash or for purchases?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is not permissible to issue or use a (Samba Visa) card, because it is an act of usurers and a wrongful consumption of people's wealth. Furthermore, it does not fall outside the ruling of pre-Islamic usury (riba al-Jahiliyya). Therefore, contracting for it is impermissible due to the usury involved, in addition to the commitment to usury if payment is delayed.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/17426
Where this answer came from
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- Ftawy
- Original fatwa ID
- 17426
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy