Is it permissible for an employee to subscribe to a life insurance policy whose premiums are fully paid by the company, and the employee has the right to terminate it and recover the payments minus expenses, or his heirs receive compensation in the event of his death, with the intention of saving?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial life insurance is forbidden, and therefore it is not permissible to subscribe to it, even if the person does not pay its premiums, because it involves cooperation in sin and aggression. Allah Almighty says: "And cooperate in righteousness and piety, but do not cooperate in sin and aggression."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/69274
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 69274
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy