Is it permissible to add one's daughter to a personal health insurance policy, and is health insurance permissible or prohibited?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Health insurance can be of two types: one is forbidden (), which is commercial insurance based on (excessive uncertainty) and qimar (gambling). It is not permissible to subscribe to it by choice, and whoever subscribes to it may only benefit to the extent of what they contributed. The other type is permissible cooperative (takaful) insurance, which is adopted by Islamic insurance institutions. There is no harm in subscribing to it and benefiting from what it offers. It is not permissible to add a daughter to commercial insurance. However, there is no harm in adding her to cooperative takaful insurance.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/115512
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 115512
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy