Is it permissible to subscribe to health insurance – which is originally forbidden – for pregnancy and childbirth if their costs become excessively high and unbearable except with insurance? And in this case, is what is paid for the insurance considered to be in exchange for it or not?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
There is no doubt about the impermissibility of commercial insurance, but the considers cases of necessity. Thus, whoever does not find a permissible way to obtain insurance, and needs it out of necessity, it becomes permissible for him to the extent of that necessity. So, if the questioner needs treatment and examinations during pregnancy and childbirth, and does not have money exceeding her basic needs, commercial insurance becomes permissible for her to the extent of her necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/117112
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 117112
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy