What is the general permissibility of insurance, and what is the ruling on receiving compensation for a car accident that resulted in the vehicle's destruction and the death of its driver?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The insured is not permitted to take from insurance companies — which were not founded upon a Shari'ah-compliant methodology — more than the amount he paid in the event of a disaster. This is because the contract is invalid, and he is only entitled to his principal (original capital). This is based on the Almighty's saying: "And if you repent, you may have your principal (original capital). Do not wrong (others), and you will not be wronged."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/35277
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- Ftawy
- Original fatwa ID
- 35277
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy