What is the ruling on health insurance companies that require an individual to pay a sum of money in exchange for covering a portion of treatment costs in private hospitals?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Health insurance companies are of two types: Cooperative (Takaful) insurance, which is permissible because it is a form of cooperation in righteousness, and commercial insurance, which is forbidden due to its inclusion of (excessive uncertainty) and (gambling), and this is the prevalent type.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 135012
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy