What is the ruling on pharmacies dealing with health insurance companies (takaful or conventional) where the pharmacy signs a contract with the company to dispense medications to beneficiaries in exchange for a specific discount for the insurance company?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Insurance is of two types: cooperative, which is permissible, and commercial, which is prohibited.
Dealing with commercial insurance companies is not permissible because it involves cooperation in sin and aggression. Selling medicines to commercial insurance companies is not permissible, because the seller knows that the company uses them to facilitate impermissible contracts and acquire money unlawfully.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/135429
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 135429
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy