What is the ruling on taking insurance compensation for physical and psychological damages resulting from a traffic accident for a pedestrian?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the financial compensation results from a life insurance contract, it is impermissible under Islamic law because it is a forbidden contract involving (excessive uncertainty), jahalah (ignorance), and (gambling). It is not permissible for the contracting party to take more than the installments paid to the company. However, if the compensation is due to an injured person from a party that caused the harm, and this party referred to an insurance company, there is no impediment to taking the compensation because it is a recovery of one's right.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/75642
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 75642
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy