What is the ruling on taking money resulting from sharing the health insurance amount with a dental clinic, knowing that the insurance company pays the amount whether it is utilized or not, and that not utilizing it transfers the amount to the insurance company?

The contract was concluded between the Cultural Attaché and the company, and students benefit from the insurance when its conditions are met. The student does not have the right to dispose of the funds of the Cultural Attaché or the company through fraud and forgery, and he must be a good role model for Muslims.