What is the ruling on transactions that involve paying university fees that include the cost of treatment at the university clinic, with the possibility that the student may not benefit from the treatment or that it may consume large sums of money? Is this considered a form of gambling? And what is the ruling on using external health insurance that the student pays annually and uses when needed and with the approval of the university clinic?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The information is insufficient to rule on tuition fees that include medical treatment, although it is likely that these are nominal fees for opening files and similar administrative purposes, not for exchange or profit. As for participation in health insurance, the same rulings that apply to insurance in general, concerning permissibility and prohibition, apply to it, as detailed in fatwas numbered: 139789 and 85716.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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- Ftawy
- Original fatwa ID
- 145081
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- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy