What is the ruling on the state government's dealings with insurance companies to insure government buildings, ministries, and facilities?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Insurance is of two types: commercial and cooperative. Commercial insurance is not permissible in Islamic law because it is based on (excessive uncertainty) and jahalah (ignorance). As for cooperative insurance, it is the permissible Islamic alternative, and efforts should be made to establish Islamic insurance companies. If cooperative insurance is not available, then commercial insurance companies should not be dealt with except in cases of dire necessity.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/68021
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 68021
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy