What is the ruling on using the name of an insured person to obtain prescription eyeglasses, sunglasses, or contact lenses for him or for one of his relatives or friends, especially if the insurance money might go unused, partially or entirely, and does the ruling differ between cooperative insurance and commercial insurance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
It is permissible to participate in cooperative insurance that adheres to -compliant regulations, and its conditions must be observed. Deception to obtain entitlements is not permissible. Whoever assists in deception is liable to guarantee the money to the company, and then he may seek recourse from the one he assisted.
As for commercial insurance, it is forbidden except for one who is compelled to it. It is permissible for one who is compelled to deceive only to take what is rightfully his. It is permissible to assist him in this, as long as no harm occurs and he does not take more than what is rightfully his.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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- Ftawy
- Original fatwa ID
- 100655
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy