Insurance
706 questions
Is it permissible, from a Sharia perspective, to reconcile on a matter of gharar (uncertainty/excessive risk) in the case of compulsory car insurance in Libya, given that the amount paid by the insurance is unknown and whether it will even be disbursed, while some families forgive the diyah (blood money) and request the insurance paper?
What is the ruling of Islamic law concerning real estate financing transactions in which the client pays a percentage of the property's price, and the bank finances the remainder with installments that exceed the original value, along with mortgaging the property to the bank until the installments are paid, and insuring the client's life to pay the remaining installments in case of death? And what are the cases of necessity that permit this transaction if it is not permissible according to Islamic law?
What is the ruling on one partner taking a portion of the money paid for compulsory insurance in the pension fund without the knowledge of their other partner after the partnership has ended, knowing that this insurance benefits the other partner upon retirement?
Is it permissible to finance the building of a house registered in another person's name with the intention of purchasing it later, while trading the amount in real estate activities and repaying it when it becomes easy?
Is it Islamically permissible to request a sum of money from parents to cover kindergarten expenses and insurance?
Is it permissible to take from the company, without its knowledge, a health insurance [benefit] that I was deprived of due to a slanderous report?
Is it permissible to subscribe to the optional social insurance system for expatriates announced by the Yemeni government, which provides a retirement pension at the age of 55 or for children after death, in exchange for monthly, quarterly, or annual installments equivalent to 15% of the desired pension amount?
Is it permissible for a person who does not possess money to borrow from an interest-based bank for the purpose of constructing a commercial building after being unable to obtain an istisna'a (manufacturing/construction finance) from Islamic banks, especially given that the governmental body which used to fund such projects has referred him to this interest-based bank?
What is the ruling on paying an employee at an insurance company a sum of money in exchange for him signing off on papers for receiving salvage from accident vehicles, knowing that the salvage is complete?
Is lying obligatory if a car accident is not reported at the moment it occurs, and some people asked me to park the car and call the police, reporting that the car was hit by something while it was parked, so that the insurance company would approve the repair, and to avoid paying for the repair from my salary?
Is it permissible for an employee who resigns before the legal age to stop paying social insurance contributions and not receive the pension after sixty, or must he continue to pay and then collect it?
Is it considered cheating and deception for some employees to inflate their age on their ID cards to benefit from the double-salary advantage granted by Aramco to its early-retired employees whose period of subscription to social insurance has not reached twenty-five years?
Is it considered a sound action, for which one will be rewarded, to take the amount of money received from forbidden insurance and give it to the needy?
Is it permissible to use a treatment project card for a sister after the inquirer's card balance runs out, especially since the card does not explicitly prohibit this?
Is it permissible to burn a warehouse insured by a Jewish insurance company in order to collect the insurance money?
What is the ruling on a transaction in which a company purchases a property in partnership with a client, then sells its share to the client and leases it back to him, provided that the client repurchases the company's share at cost price without increase, and the company's share is gradually reduced as the client's share increases through monthly payments, and the monthly payment consists of a capital payment and a return on capital determined based on an agreed-upon fair rental value?
Is it permissible for an employee to subscribe to a life insurance policy whose premiums are fully paid by the company, and the employee has the right to terminate it and recover the payments minus expenses, or his heirs receive compensation in the event of his death, with the intention of saving?
Is it permissible to dispose of funds from inmates' special insurance for personal gain, knowing that these funds are returned to them upon their departure?
What is the ruling on Islamic investment portfolios managed by insurance and life insurance companies?
Is it permissible to request a certificate of unemployment for my wife so she can join the General Mutual Aid Society to benefit from health coverage, and is it permissible for me to join this Mutual Aid Society in the first place?
Is the amount received from the insurance company permissible, and what should be done after discovering that the insurance was not free as the bank had stated, and is paying the insurance premium unintentionally considered a harm that requires a specific course of action?
What is the ruling on working for a company that sells goods through financial leasing (ijarah tamwiliyah) at a price higher than the cash price, and what is the ruling on the transactions carried out by this company, and what is the ruling on working for the company that finances these transactions?
What is the ruling on the money an mother receives as a grant from the Social Cooperative Fund, and is her son's work in the same company permissible or forbidden?
Is it permissible to file a lawsuit demanding financial compensation from the airline after a plane crash for those who are psychologically affected, given that there are no physical injuries?