Are the profits from investment certificates lawful or unlawful, and what should be done about them?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
All Fiqh conferences have ruled that investment certificates are usury (riba) and strictly forbidden, in all their forms. If the certificate includes prizes (Category C), this further increases its impermissibility. Therefore, you must repent to Allah, withdraw its earnings from the bank, and spend them on charitable causes, as they are not permissible for you.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/48757
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 48757
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy