What is the ruling on using the funds from investment certificates whose profits have multiplied, knowing that they may be from usury (riba), and is it permissible to use them in times of need?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
investment certificates must be withdrawn from the bank immediately. As for the interest accrued from them, it must be disposed of by spending it on public welfare and charitable causes. A poor person in need is permitted to take from it according to their necessity, including their poor dependents.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/103953
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 103953
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy